ETD: 878 Paying foreign suppliers; Swirls of Color; LexisNexis Reveals Further Breaches of Database

E-Tailer's Digest etd_post at gapent.com
Thu Apr 14 11:46:42 GMT 2005


  E-Tailer's Digest --- Everything for the  Retailer
  Issue #0878            April 14, 2005
  George Matyjewicz, Moderator         mailto:georgem at gapent.com
  Published by:  GAP Enterprises, Ltd.  http://www.etailersdigest.com
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  CONTENTS
  [1]  Greetings
  [2]  Paying foreign suppliers
  [3]  Swirls of Color
  [4]  LexisNexis Reveals Further Breaches of Database

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  [1]  Greetings.
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Hi All:

One of our list members offers some word of caution on paying suppliers 
overseas.  Does anybody else have some alternatives they use to pay 
suppliers in foreign countries?

Security and identify theft is becoming more serious every day. LexisNexis 
has reported more breaches on their database.  The Federal Trade Commission 
estimates 27.3 million Americans were affected by identity theft in the 
five years through 2003, with the pace of theft quickening toward the end 
of that period.  And the U.S. Congress is investigating this issue to see 
what can be done to get this under control.  Be careful.

List member Amy Knowles tells us about her business Swirls of Color,  which 
will remain  for posterity at our  "Members: Who Are You?" site.   This is 
a courtesy to our members who contribute to our forum, and not merely a way 
to advertise for free.  Anything to do with the retail world, i.e., 
supplier, retailer, consulting, 
etc.  http://etailersdigest.com/resources/members/index.htm And we have a 
form there for you to tell us about you.  As I said when I first proposed 
this idea, we have "known" each other for a long time, yet we often don't 
know anything about each other.   So, tell us who you are and what you do.

Now, let's get to everything for the retailer.

Sincerely


George Matyjewicz, PhD
Chief Global Strategist, GAP Enterprises, Ltd.
mailto:georgem at gapent.com
http://www.etailersdigest.com

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  [2]  Paying foreign suppliers
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 > Another simple alternative for everybody is to use your
 > local bank.  Open a separate account for your supplier
 >and get two debit cards - one for you and one for him.

A friend of mine did this in Hong Kong, with debits happening in 
Canada.  He was called into the bank to explain.  Although the amounts 
withdrawn at any one time were not that huge, not over US$5,000 certainly, 
apparently the bank thought it was looking like tax evasion or 
money-laundering.  No further action was taken by the bank, but my friend 
stopped this method of payment.

Better be careful with this one.

Have a brilliant day!


Francisca de Zwager, Vice-President
Domus Accents Trading Company Limited
OFFICE AND SHOWROOM IN SHENZHEN, CHINA
DESIGN AND DEVELOPMENT STUDIO IN MANILA, PHILIPPINES
See what Dreamers that Do can DO for YOU:
         www.DomusAccents.com

+++ [Moderator's Comments] +++
Yes, this is an issue.  Ask your bank if you can pay an employee working 
oversees. Since 9/11, many banks and countries are very leery of unusual 
transactions.  It's best to talk with your bank.

We had a similar incident, where one of our partners was an Australian 
citizen, working in the U.S.  His bank closed his Australian account, since 
the debit card was being used in the U.S.

George

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  [3]  Swirls of Color
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Swirls of Color offers high end Decoupage, Art, Crafts and Handmade Custom 
Furniture to the Retail, Corporate Gift, Hospitality and Health Care 
Markets. We offer many unique and imaginative never before seen products. 
This enables retail companies the ability to offer their customers unique 
products.

Have you ever experienced visiting a new office or hotel only to see the 
same artwork, accessories or furniture that you have just seen somewhere 
else?  Because most of our products have never been promoted until now, you 
will not see the same furnishings or art in another location.

10% of our yearly net profits will be donated to the Alzheimer's Association.

Having been an Interior Design for over 25 years I had the opportunity to 
purchase and sell art, accessories and furnishings to all types of 
corporate, hospitality, health care facilities.  I fell in love with the 
industry and decided to become more involved.  I also am a true supporter 
of helping those who create to market their products.

Swirls of Color has been in business for 5 years. We created a new web site 
in November of 2005.  This has helped the business 
tremendously.  Publishing press releases, participating in business forums 
and email promotions are an on going process.


Most of our products are priced for high end businesses.  You can fill out 
our contact us form on our web site to request additional information. 
http://swirlsofcolor.com/

Amy Knowles, Owner
Swirls of Color
26 Brooklyn Heights, #2
Thomaston, ME 04861
Tel: 207-354-8833
Fax: 207-354-0183
http://swirlsofcolor.com/
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  [4]  LexisNexis Reveals Further Breaches of Database
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LexisNexis said 310,000 Americans, nearly 10 times its original estimate, 
have had their personal data accessed by unauthorized individuals via its 
computer systems, raising fresh concerns about the data-collection 
industry's ability to guard against hackers amid a surge in identity-theft 
crimes.

LexisNexis, a legal- and business-information provider owned by Reed 
Elsevier PLC of the United Kingdom, said it has identified 59 security 
breaches over two years -- a rate of about one every two weeks -- making 
the problem far more pervasive than it had previously realized. The 
accessed information included Social Security, driver's license numbers and 
other personal information.

Separately, Tufts University sent a "precautionary" letter to alumni last 
week warning them that personal information may have been stolen from a 
computer database used for fund raising. The letter, sent to about 106,000 
graduates and other donors, says Tufts "detected abnormal activity" on a 
computer that included names, addresses, Social Security and credit-card 
numbers.

The latest revelations are likely to give new urgency to the clamor for 
laws to prevent data brokers from amassing sensitive personal information 
without consent and for better safeguards of other databases. Recently, 
data broker ChoicePoint Inc. of Alpharetta, Ga., said identity thieves had 
obtained information on about 145,000 people by posing as legitimate 
customers. Sensitive data also have been compromised at some banks, mutual 
funds and other universities.

U.S. law-enforcement agencies are investigating the breach, and Reed said 
it is offering fraud insurance and other services such as credit checks, 
free of charge, to individuals whose data were accessed by unauthorized 
people. Reed's latest announcement comes five weeks after its initial 
disclosure that breaches had affected about 30,000 people.

Once individual information has been purloined, it can be used by identity 
thieves to fraudulently obtain credit cards, mortgage loans and car loans, 
among other things. The Federal Trade Commission estimates 27.3 million 
Americans were affected by identity theft in the five years through 2003, 
with the pace of theft quickening toward the end of that period.

Data brokers, which collect and sell personal information, represent a new 
and still largely unregulated industry ­ but virtually every state is 
considering some kind of privacy legislation. In at least 20 states, the 
law would require companies to notify individuals when their personal 
information is compromised, according to the Electronic Privacy Information 
Center, a public-interest research group in Washington, D.C. Congress is 
also considering a federal notification standard, based on a California law 
that exposed the ChoicePoint breach.

Details at...
http://online.wsj.com/article/0,,SB111330074833404446,00.html

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