ETD: 936 New POS Software; The Hidden Costs of Credit Card Processing; Late Chanukah May Extend Retail Season

E-Tailer's Digest etd_post at gapent.com
Thu Dec 1 11:34:55 GMT 2005


  E-Tailer's Digest --- Everything for the  Retailer
  Issue #0936          December 1, 2005
  George Matyjewicz, Moderator         mailto:georgem at gapent.com
  Published by:  GAP Enterprises, Ltd.  http://www.etailersdigest.com
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   CONTENTS
  [1]  Greetings
  [2]  New POS Software
  [3]  The Hidden Costs of Credit Card Processing
  [4]  Late Chanukah May Extend Retail Season

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  [1]  Greetings.
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Hi All:

Today we have some feedback on that new POS app that somebody is 
trying to develop - three posts from list members.  Interesting take 
on this venture.

We also got a follow up note from Josh Dill, who wrote  that 
excellent special report on "The Hidden Costs of Credit Card 
Processing."  A couple of list members contacted him, and he was able 
to save one of them 30% on credit card fees.  It's nice to bring 
resources like that to our community.

This holiday season is expected to be a good one because Chanukah 
lines up with Christmas, which will extend the season.  I hope it 
works for you.

How's the season going for you so far?

Now, let's get to everything for the retailer.

Sincerely


George Matyjewicz, PhD
Chief Global Strategist, GAP Enterprises, LLC
mailto:georgem at gapent.com
http://www.etailersdigest.com

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  [2]  New POS Software
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Steven J. Owens wrote...
 > I have a friend who has developed a new POS app that links to a certain
 > business accounting package and he is wondering if their is a market for it.
 > It's still very much worth investigating and seeing if 
retailers/e-tailers are
 > unhappy with the current products, and if so, why.  What do you think?

I think unless someone has the funding and a solid business plan this 
is a crowded space to get into where people want a lot for a 
little.  Everyone underestimates the amount of work, time and money 
something like this takes.  And they overestimate the potential 
returns.  I think the basics of starting any business apply.  There 
is always room for someone good in any business but this is a tough 
one without real funding and a strong plan.

CAM Commerce Solutions is the largest supplier of microcomputer-based 
inventory management and point of sale software solutions for small- 
to medium-size retailers.  Our stock is traded on the NASDAQ stock 
exchange (ticker symbol "CADA").

Regards,

Geoff Knapp,
CEO
CAM Commerce Solutions
http://www.camcommerce.com/

+++ Next +++

I noticed the posting and had the same impressions that you did 
George;  this seems to be addressed to techies who are working with 
etailers, rather than retailers.(I assume this is a hardgoods system 
rather than a softgoods one).  If one is a potential etailer, and is 
setting up a website, what does he use now as a checkout routine for 
his POS? We can obviously assume that anyone starting an e-tail 
business need the POS function from the get-go.

Do the current apps offer this interface to Quickbooks that this 
proposed app is offering?  How is the reporting ???? or Is it relying 
on Quickbooks for the reporting? The financial reporting from 
Quickbooks we all know, but the inventory/sales reporting that is 
necessary from a POS system would be required. By the way, Quickbooks 
has a POS system, however I am completely unfamiliar with it.

Joe Dweck

+++ Next +++

We have an industry-specific POS software program that exports data 
into Quickbooks.  It was too complicated to use that feature.  We 
couldn't personalize it for what we needed from the POS sales.  There 
was specific places it exported to and that is not the categories we 
use to track our sales.  We use the Journal Entry function for daily 
sales to track gift certificates, PayPal sales, CC sales, etc. We 
love the POS software for the reports we can generate with it.  We 
just print a daily report and key in the sales info we need into Quickbooks.

The cost was $2500, which we thought was a reasonable price.  $450 
sounds cheap and my first impression would be that it doesn't do very much.

Dacia Bolton Bates
www.lacylovelies.com

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  [3]  The Hidden Costs of Credit Card Processing
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After reading the Special Report published in E-Tailers Digest (issue 
934), several list members inquired about the Charge Card Systems 
program. One particular member reviewed his current program with us 
as the monthly processing bills had been steadily climbing upwards 
over the years. After careful analysis, it became clear that with 
some rate adjustments and procedural changes this member could save 
over 30% on his monthly costs and receive his funds the next day 
instead of 2-3 days later.

His application was approved within 3 hours, and he has already made 
the change to Charge Card Systems.

In another case, a speciality retail organization is interested in 
Charge Card Systems for their members who also seem to be getting hit 
with hefty fees and not having access to funds for 2-3 days.  Let's 
face it, retailers needs funds to replenish goods and to grow their 
business.  Cash flow helps retailers become successful.

Thank you for giving us the opportunity to share "The Hidden Costs of 
Credit Card Processing" with your members.

Josh Dill
Senior Account Executive
Charge Card Systems Inc.
(201) 568-6813
www.chargecardsystems.com

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  [4]  Late Chanukah May Extend Retail Season
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Christmas and the first night of Chanukah, the eight-day Jewish 
festival of lights, coincide perfectly this year, for the first time 
since 1959. The start date of Chanukah, determined by the lunar 
calendar, falls near Christmas about once every three years. But it 
hasn't come this late in the season since 1997, when the first night 
of Chanukah was Dec. 23. In 1986, the first night of Chanukah was 
Dec. 26, and in 1978, it was Christmas Eve.

The upshot for retailers is that this year's holiday shopping season, 
which got off to a frenzied start on the day after Thanksgiving, will 
probably end in the same manner.

"The Friday and Saturday before Christmas will be the biggest seen in 
years ... and then there will be this huge ka-boom, after the fact," 
predicts Michael Brown, principal at Kurt Salmon Associates, a 
retail-consulting firm. He is referring to shoppers' annual rush to 
spend Christmas gift cards and to take advantage of post-Christmas 
sales, which will coincide this year with Chanukah-gift shopping. 
Some families give gifts each of the eight nights, particularly to kids.

Retail experts say the net effect this year will be to accentuate the 
recent pattern in which more holiday spending takes place during the 
Thanksgiving weekend and the final few days before Christmas, with a 
dwindling portion in between. Adding yet another twist is that Dec. 
25 is a Sunday, giving retailers an extra selling Saturday on Dec. 24 
and a post-Christmas bonus day on Monday, Dec. 26, when most offices 
will be closed and most stores will be wide open.

How much of holiday sales are attributable to Chanukah? Nobody really 
knows. Jews make up less than 2% of the U.S. population, but their 
incomes, and as a result their spending power, tend to be well above 
average -- suggesting a greater-than-2% slice of the annual holiday 
shopping bonanza, expected this year to total about $439.5 billion. 
But there are other factors to consider, including that many Jews 
eschew lavish gift-giving in their Chanukah celebrations.

Retailers, though, are preparing for a late-December deluge. Taubman 
Centers Inc., which operates 23 malls in the U.S., says that at its 
malls situated near large Jewish populations -- Short Hills, N.J.; 
Tampa, Fla.; and Los Angeles -- some stores have hired 15% more 
holiday workers this year and are planning to keep them on until 
later in the season because of the timing of the holidays. 
Bloomingdale's, a unit of Federated Department Stores Inc., says it 
has hired 20% more holiday store workers this year, in part to cope 
with the anticipated late-season rush.

Sharper Image Corp., San Francisco, says it waited an extra week to 
begin holiday hiring. And Tiffany & Co. says this year it is keeping 
its flagship Fifth Avenue store in New York City open until 9 p.m. on 
Thursday and Friday before Christmas Eve, one hour later than usual, 
to handle last-minute shoppers. (The store still plans to close at 4 
p.m. on Christmas Eve.) "Will it make a difference [to overall 
sales]?" says Mark Aaron, Tiffany's vice president of investor 
relations. "Who knows? We just thought it would add a layer of 
convenience for our customers."

Many retailers expect the "ka-boom" effect to last into January: 
Taubman says holiday decorations, including 20-foot snow globes 
decorated with characters from the Walt Disney Co. movie "The 
Chronicles of Narnia," will stay up until Jan. 8. (In last year's 
holiday season, the lights went out on most decorations after 
Christmas Day.) Mills Corp., which operates 39 U.S. shopping malls, 
says on Dec. 26 it will open its properties two hours earlier than 
usual, at 8 a.m., and at 9 a.m. through the rest of that week. "We 
are expecting it to be a very big shopping week," says Rebecca 
Sullivan, the company's director of public relations.

Small, local retailers are also expecting the late Chanukah to be a 
boon. In Manhattan, Zitomer, a fancy "small department store" with a 
pharmacy, expects a holiday sales boost of at 10% because of the 
timing of Chanukah. "When it falls earlier, the Chanukah shopping 
ends early. So [having Chanukah later] gives more time for people to 
shop," says Frank Vella, general manager and vice president at the store.

Fortunoff, a retailer of jewelry, furniture and home products in New 
York and New Jersey, anticipates a "marked" sales increase this 
season. The company's acting chief executive, Joel Kier, didn't want 
to speculate on how the timing of Chanukah would affect sales other 
than to say, "It's going to be super-duper."

Patagonia Inc., of Ventura, Calif., an outdoor-wear retailer, says it 
has already felt an effect of the late Chanukah at its store on 
Manhattan's Upper West Side. Rich Hill, vice president of sales, says 
November sales were soft in New York because of a combination of warm 
weather and the delayed Chanukah. "Weather trumps anything, but 
Chanukah has a regional effect," says Mr. Hill, who ordered more 
products this year for the company's stores nationwide because he 
expects a strong, extended holiday shopping season.

At Inspiration Gallery, a Judaica store and art gallery in New 
Rochelle, N.Y., sales are better in years when Chanukah and Christmas 
are close together, says Edna Krausz, the store's owner. Shlomo 
Perelman, owner of Judaism.com, an online seller of Jewish-themed 
items based in Pittsburgh, says he stocks about 15% fewer 
holiday-themed goods when Chanukah falls weeks before Christmas. 
Having the holidays close together, he adds, "puts people in the 
buying spirit -- not that this is something I advocate."

Many Jews have long expressed ambivalence about the blizzard of 
Christmas-related marketing messages that swirl through the December 
season. But having the two holidays in close proximity is welcome for 
many Jews, scholars say.

Many retailers have taken steps to reflect both holidays in their 
stores and catalogs. Fortunoff's 2005 holiday catalog reflects both 
traditional red and green Christmas colors as well as shades of blue. 
And instead of offering free photos only with Santa Claus, Fortunoff 
this year also offers the option of having the kids' pictures snapped 
with a nondenominational Frosty the Snowman.

URL for this article:
http://online.wsj.com/article/SB113331644277709790.html

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